Choosing the Right Credit Union


  • Moolchand Raghunandan The University of the West Indies, St. Augustine Campus
  • Inshan Allaham
  • Riann Singh
  • Dionne Sara Hanson


In the present global context, credit unions are once again gaining increasing recognition as alternatives (or compliments) to banks. Consumers should avail themselves of the resources available to them to support good decision making in this regard. It is consumers' responsibility to develop financial literacy, to stay informed on money matters, to understand risk management and to use good judgement as a means of making those decisions that will protect their income and wealth in the long term.

Author Biographies

Moolchand Raghunandan, The University of the West Indies, St. Augustine Campus

Lecturer, Accounting and Management, Department of Management Studies

Inshan Allaham

Part-Time Lecturer, Department of Management Studies, St. Augustine, Trinidad. Former Lecturer in Accounting and Economics at the Clarence Fitzroy Bryant College in St. Kitts. His research interests include Small Business, Internal Control, Corporate Governance, Environmental Accounting and Credit Unions